myRA & my Social Security Help Secure Your Retirement

Monica Ochoa writes Social Security Today column in 50 Plus Marketplace News for northern Colorado seniors

Achieving Ÿfinancial security is an important part of enjoying a satisfying retirement. Social Security has many tools to help you plan for your future.

A great Ÿfirst step is to visit www.socialsecurity.gov/myaccount. With a my Social Security account, you get immediate access to your personal Social Security Statement, your earnings record, and an estimate of your retirement beneŸfits at age 62, at your full retirement age, and at age 70. You can also verify earnings, since we base future benefits on your earnings.

A my Social Security account, is protected by using strict identity verifiŸcation and security features. Th…e application process has builtin features to detect fraud and conŸrm your identity. A my Social Security account can help you Ÿfigure out how much more you might want to save for the future, but it can do a whole lot more.

You can prepare for a secure, comfortable retirement by visiting www.myra.gov. Th…ere, Ÿfind myRA, a new retirement savings option from the Department of the Treasury for the millions of Americans who face barriers to saving for retirement. myRA is a simple and secure way to take control of your future.

myRA makes it easy and aŠffordable to start saving for retirement, even if you can save only a little bit right now. It’s designed for people who don’t have a retirement savings plan through work, or lack other options for saving. If you already have access to a retirement savings plan, learn more about that plan because it might oŠer matching contributions or other beneŸfits.

myRA helps workers grow their money faster than they can with most traditional savings accounts, and there’s no risk. Since it’s not tied to a particular employer, workers can hold on to their myRA account when they move from one job to another

With both my Social Security and myRA accounts in place, you can prepare to reap the joys of a Ÿfinancially secure retirement. Learn more about all of your choices at www.socialsecurity.gov.

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